Blog

InsureSTAT > Blog

Why It Is Critical to Supplement Your Employer-Provided Long Term Disability Insurance

For many graduating residents and fellows there is a mad dash to graduation that includes negotiating employment contracts, taking boards, moving, and getting credentialed in new states. Oftentimes, making sure to secure individual disability insurance falls through the cracks despite huge discounts and easier underwriting and this piece then goes

Read More

Experienced, Hospital Endorsed Disability Insurance Agents – Find them!

A series of very unfortunate circumstances occurred in this excellent article concerning a “Disability Insurance Debacle” found on https://www.whitecoatinvestor.com/5-financial-mishaps-that-led-to-the-physician-philosopher-blog/.   As an independent insurance agent for over 22 years I have seen nearly everything happen…good and bad in our industry. I have seen individuals with diagnosed medical history that would

Read More

Why Planning a Healthy Diet Affects More Than Your Scale

March is National Nutrition Month. A healthy diet can help you avoid disease or regain health, maintain a healthy weight and support a healthy lifestyle. What does that have to do with insurance? As a medical professional, you already know that your health affects every aspect of your life. But

Read More

Specialty-Specific Disability Insurance for Medical Residents

No doubt, no question, and with TOTAL and COMPLETE CERTAINTY, the very top question asked by all medical residents and fellows when looking for their first individual disability insurance policy is: “Is the policy Specialty Specific?” In reality, this question makes no sense…in no disability insurance policy will you find

Read More

Morbidity vs. Mortality – Medical Questions Answered

While everyone’s definition of death is essentially the same for life insurance policies, morbidity, or health status, is what may become the determinant measure of the extremes of a disability from illness or accident. Once a person has expired, finite requirements will provide for a claimant’s benefit payment. However, should

Read More

InsureSTAT Rewards – Discounts & Fixed Rates

InsureSTAT has already found ways to uniquely educate, design and make buying individual disability insurance and exclusive Student Loan Protection policies to the medical world…specifically, residents, fellows and younger physicians who are more interested and comfortable in using the internet to research and secure their policies. By combining the highly

Read More