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Experienced, Hospital Endorsed Agents – Find them!

A series of very unfortunate circumstances occurred in this excellent article concerning a “Disability Insurance Debacle” found on https://www.whitecoatinvestor.com/5-financial-mishaps-that-led-to-the-physician-philosopher-blog/.  As an independent insurance agent for over 22 years I have seen nearly everything happen…good and bad in our industry. I have seen individuals with diagnosed medical history that would normally

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Morbidity vs. Mortality

While everyone’s definition of death is essentially the same for life insurance policies, morbidity, or health status, is what may become the determinant measure of the extremes of a disability from illness or accident. Once a person has expired, finite requirements will provide for a claimant’s benefit payment. However, should

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Introducing InsureSTAT

Picture this…it’s a Tuesday at 7:12 pm and 2 business developers, an internet and digital marketing genius, and a disability insurance expert gather at a local dive to discuss what they do and how they can help each other.  No, this isn’t the beginning of a joke, but, what in

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