Income Protection Insurance for Tennis Teaching Professionals
What would happen to your income if you were injured or sick and couldn’t teach tennis? Today’s Tennis Teachers know all too well that traditional insurers fall short in providing adequate amounts of individual or group disability insurance. On behalf of its members, the USPTA has secured an income protection insurance plan on a discounted basis. In the case of an unforeseen accident or illness, this affordable coverage allows a steady stream of income for several years or until the insured can get back to work as a Tennis Teacher or begin a new career path. Applying is simple, policies are underwritten with as little as a short form application.
Sample Monthly Rates from Illinois Mutual$1k Monthly Benefit & Non-smoker |
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Monthly Premium as Low as |
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25 Year Old Male |
$7.93 |
25 Year Old Female |
$10.03 |
35 Year Old Male |
$10.23 |
35 Year Old Female |
$13.95 |
The video is the property of Illinois Mutual Life Insurance Company. InsureSTAT is an independent agency. Illinois Mutual Life Insurance Company is not responsible for the creation of this website and does not endorse other content that may appear on this website. The M.U.G. Plan is a registered trademark of Illinois Mutual Life Insurance Company.”
The options shown are provided for illustration purposes only. Actual benefits and premium rates are determined individually by age, health, occupation, and gender and are subject to underwriting results. Changes may be made based on your specific needs, or you may qualify for additional benefits and riders other than what is shown.
USPTA Specialized
Disability Insurance Quote
Learn More About Disability Insurance for Tennis Teaching Professionals
Policy Form DI105, Policy Form BE105
Pre-Existing Condition Limitation:
During the first 2 years after the Date of Issue, this Policy will not pay benefits: (1) for any conditions diagnosed or treated by a physician within 2 years prior to the Date of Issue; or (2) for any condition which caused symptoms within 2 years prior to the Date of Issue that would have caused an ordinarily prudent person to seek medical diagnosis, care or treatment. One year in MN, MT, NC, ND and VA; nine months in NH; no pre-existing time frame applicable in NM.
Exceptions and Reductions:
We will not pay benefits for disability that results (a) from normal pregnancy or childbirth (not excluded in KS); (b) from intentionally self-inflicted injury or sickness; (c) from your commission or attempted commission of a felony; (d) from war, declared or not; (e) from any military service, except during active duty for training of less than 60 days. The pro rata premium will be refunded for a period during which you are not covered for such military reason; or (f) we will not pay benefits while you are incarcerated in any penal or correctional institution (not applicable in MN, ND, NJ or VA.).
Limited Benefits for Mental or Nervous Disorders, Alcoholism or Drug Abuse:
The total amount payable under the policy for total disability caused or contributed to by a mental or nervous disorder or alcoholism or drug abuse shall not exceed a cumulative lifetime maximum of 24 months.
Limited Benefits for Foreign Travel:
If Totally Disabled due to an injury or sickness sustained or continued while outside of the United States, Canada or Mexico, the Maximum Total Disability Benefit Period will be limited to 90 days. After the 90 day period, benefits will not be paid until returning to the United States, Canada or Mexico. Any benefits paid will be deducted from the remaining period of disability if you are still Totally Disabled upon your return to the United States, Canada or Mexico.
Not available in AK, CA, DC, HI or NY. Coverage and availability may vary in other states.
For costs and details of coverage, limitations, exclusions and terms, contact Illinois Mutual.
Danny Mensh is the CEO of InsureSTAT, the leading online provider of Disability Insurance for Physicians, Nurses and Physician Assistants.
